Free access to 50,000+ Allpoint ATMs worldwide.

It indicates a confirmation of your intended interaction.

No-fee overdraft coverage if you overdraw up to $50 Earn up to 15% cash back at local retailers if you use a SoFi debit card Up to $300 bonus with qualifying direct deposit (terms apply) Earn a higher interest rate with qualifying activities SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions.

Your limit may change at any time, at Chime’s discretion. You will receive notice of any changes to your limit. Your limit will be displayed to you within the Chime mobile app. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. You must have a Chime Checking Account to open a Chime Savings Account.Ģ Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. Cash withdrawal and Third-party fees may apply to Chime Checking Accounts. 1 There’s no fee for the Chime Savings Account.

2024 chime bank direct deposit